Fixed income has negative returns now: Why investing in bank FDs is a loser's game


Fixed income has negative returns now: Why investing in bank FDs is a loser's game

What we have is a very low interest rate regime. This has divided the world into two kinds of people: One, those who are borrowing; and two, those who are trying to earn money from debt, through deposits and other such means. And here's what it really means.

Four top local lenders, including HDFC Bank and Kotak Mahindra Bank, and the Singapore-based DBS Bank have emerged as the top five contenders to take over Citi India’s estimated $2-billion retail business, highlighting the competitive intensity for a portfolio built around credit


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